Sure, we get it. Services like Zipcar, Turo or Getaround are super convenient for getting that weekend away or impromptu day trip to the beach. Our non-owned auto coverge will cover injuries and property damage you cause to others in a car accident. However, damage to the borrowed car is not covered by Surround. Be sure to check with your shared car service or your credit card company to inquire about coverage for physical damage to the vehicle.