You should have renters insurance if you rent your home - and like the stuff in it. Not only does it cover your belongings in the house from events like fire and theft, it also covers them anywhere in the world when you take them with you outside the home.
But renters insurance offers more than only coverage for your personal possessions. In addition, you'll get liability coverage and coverage for loss of use. For more information about renters insurance review the articles Renters Insurance: Everything you need to know, and What's included in my subscription to Surround Core?